Cost of Homecare
The Cost of Homecare in Northumberland
Choosing homecare is a big decision, and understanding what it costs is usually one of the first practical questions to answer. At Helping Hands, we provide personal, complex, dementia, respite and visiting homecare across East and West Northumberland.
Our care plans are tailored to the individual, so the cost varies, here’s what shapes the price, how it can be funded, and how to get an accurate figure for yours or a loved one’s needs.
What determines the cost of your homecare?
A few things shape the price of our tailored homecare plans:
- The type of support you or a loved one needs, from personal care, to complex homecare, dementia care, respite care, or enabling care.
- How many hours or visits are required each day or week.
Book a free, no-obligation care assessment, so one of our care advisers can give you a clear, tailored guide to pricing.
Ways to pay for homecare in Northumberland
Many families combine more than one funding route to pay for homecare services in Northumberland:
Private payment:
Pay for your care directly, with full control over what you receive.
State-funding:
Funding provided by the NHS or local authority, depending on your care needs and circumstances. Local authority funding usually involves both a care needs assessment and a financial assessment.
Mixed funding:
State support topped up with private payments for extra visits or services.
Direct payments:
After a social services assessment, request a payment instead of arranged services, for more flexibility and choice.
Take a look at our homecare funding page for more detail on each option, or speak to your local Helping Hands team about what’s available to you.
NHS funding and continuing healthcare
If you or your loved one has ongoing, complex health needs, you may be eligible for NHS continuing healthcare, sometimes known as the NHS homecare package, a package of care assessed, arranged and funded entirely by the NHS.
Eligibility is based on health needs rather than finances, so it’s worth asking for an assessment even if you’ve been told before that you don’t qualify for other support.
Is homecare covered by insurance?
Standard UK health insurance policies don’t tend to cover the full cost of private homecare. The main exceptions are critical illness cover or accident and illness insurance, which may include some provision. If you’re not sure what your policy covers, it’s best to check directly with your insurer.
Dementia care and funding
Dementia homecare is often needed for longer periods and can involve more specialist support, but that doesn’t automatically mean it costs more to arrange. Whether you pay privately or receive support towards dementia homecare depends on your funding eligibility, some is funded in part or in full under NHS continuing healthcare, or through local authority support following a needs assessment.
Our dementia homecare team in Northumberland can guide you through the funding process from the outset.
Day and overnight homecare costs
Some families need support around the clock, others just for part of the day, and many need something in between. Our overnight homecare, including sleep-in and waking night support, doesn’t cost more than our daytime homecare, so you can put together whichever combination suits your circumstances without worrying about extra charges for homecare costs in Northumberland.
Getting an accurate cost for your homecare in Northumberland
Book a free, no-obligation care assessment with your local Helping Hands team:
East Northumberland
Alison Dickson
Branch Manager
West Northumberland
Pam Smith
Branch Manager
Ready to talk about the cost of homecare?
Contact us today to speak to one of our expert care advisers about the cost of homecare in Northumberland.
FAQs
How much does homecare cost?
The cost of homecare depends on the type and level of support you or your loved one needs. This could include personal care, dementia care, complex care, respite care or enabling care, as well as the number of hours or visits required each day or week. At Helping Hands, every care plan is tailored to the individual, so the cost can vary. Book a free, no-obligation care assessment to get a clear, personalised guide to the cost of your homecare in Northumberland.
How much does a private carer cost?
The cost of a private carer depends on the type and amount of care you need. Factors such as the type of care required and how many hours or visits you require, will all affect the overall cost. If you’re paying privately, you can choose the level of support that suits your circumstances. Helping Hands can discuss your care needs and provide a tailored guide to the cost following a free, no-obligation care assessment. Get in touch today.
Can I get help paying for homecare?
Yes, there are several ways to fund homecare in Northumberland, including private payment, local authority support, mixed funding and direct payments. You may also be eligible for NHS Continuing Healthcare if you have ongoing, complex health needs. Homecare funding depends on your individual circumstances and, in some cases, an assessment of your care needs.
“My carers have become an integral part of my routine, always going the extra mile to make me comfortable.”
Mary
